Credit card fraud

25th is my pay-day. I usually don't care so much about the pay-day or my saving account status, but this month I checked it because I have an investment plan for this autumn (I'm a bit hooked on the play of funds & shares for a little excitement :-) Will blog about it some time!)

Sogu Kuala Lumpur 153 euro 20 Aug, 2005
Jasco BDR Puch 245 euro 20 Aug, 2005
Sogu Kuala Lumpur 98 euro 21 Aug, 2005

When I saw those lines on the page of my saving account status, firstly I asked myself,
- "Have I been to Malaysia recently?"
20th Aug is just a couple of days ago....
- "No, I was in Sweden on 20th Aug."
And secondly thought,
- "Did I do net-shoppings in Sogu K.L.?"
- "No, not at all."
And thirdly ,
- "OK, I was there 3 years ago, maybe the cost of my shoppings there were withdrawn now 20th Aug"
- "no, no, no,,,, that's silly. "

And then I finally realised,
"Oh, no!! This is a Credit Card Fraud!!".

I immediately called 24 hour service of my bank and blocked my card.

Afterwards, I talked to a colleague whose card was also abused some time ago, and in his case he didn't notice the strangeness for 3 weeks and the fraudster kept on making purchases 3 to 4 times/day, almost everyday for 3 weeks until he blocked his card and the total sum of the fraud soared to more than 10,000 euro!!

In my case, I only found the cases dated 20th and 21st Aug so far. Considering money transactions sometimes take a couple of days, there is a possibility that "my" fraudster might have been enjoying his/her shoppings with my card until 26th Aug when I blocked it, and the purchase reports haven't been shown yet on my account status on the net, and I'm fear this could be the case.

Anyway I'll leave this nasty happening behind me for now and set off on holiday again. I'm on my way to Budapest! I'm so excited about this first visit and also to see a friend of mine I haven't seen for 10 years!!